Here’s the deal with refinancing:
If you have multiple credit cards, lines of credit or a style-cramping car payment, using equity from your home to pay these loans downs will increase your quality of life. One simple low-interest mortgage payment is a lot easier to manage than juggling minimum balances and risking your credit when those payments become difficult to meet.
If you’re planning on increasing the value of your home by doing improvements to it, we can look at different options for construction mortgages and home improvement lines of credit. Creating your dream home is not as hard as you think – as long as you have the right tools, and the right mortgage expert!
Lastly, if your mortgage interest rate is significantly higher than the current market rates (or your friends’ rates!) give me a call. I will evaluate your current mortgage statement and see if it’s worth your time to switch it up for a current rate.