Do you currently own a condo or townhouse? Did you buy your home 3-5 years ago? You may be sitting on enough equity from the increase in value that you could be eligible to move up into the detached market! (Just in time for BBQ season, I might add!)
For many BC lower mainland families, it’s all an unknown. What is my home worth? What is the real estate commission if I sell? Is there a penalty to pay out my current mortgage? How much is property transfer tax? What can I qualify for? Will a basement suite help me qualify for more? What about my current debts? Since real estate prices are seemingly unattainable, many families just resign themselves to the thought that it’s just not in the cards – I’m here to help you get to the bottom of it, and actualize your full potential.
With a few quick questions and a few simple calculations I can determine exactly what your current equity is and how much you can afford in a new home, even if that means purchasing a home with an eligible suite to help supplement your monthly mortgage costs (or pay the mortgage down faster!).
The best way to find out where you’re at and when you’re in a position to consider making a move, is to work with an Independent Mortgage Professional – someone who’s working for YOU. Let me be your guide.
Call me today for your totally free, no-obligation, zero pressure “Move up Analysis”!
Rebecca Casey
Xeva Mortgage Professional
604.833.8938